Pharoh Cooper, a name that would have been familiar to NFL fans over the course of his career, became not only a topic of conversation around his on-field prowess, but around his financial trajectory as well. What is Pharoh Cooper’s net worth, and what was his career like concerning finances; that is what many fans wonder. In this post, we explore Pharoh Coopers rise through the NFL, the contract earnings he has generated over this span of time, total career earnings superimposed with life after football. For a deep dive into the numbers and choices that have made up Hayes’s financial narrative, prepare to be inundated.
Pharoh Cooper’s NFL career has been nothing short of a miracle, but even more astonishing is the financial path that it took. Many NFL players seem to end up with millions, but Pharoh Cooper’s net worth has some people scratching their heads.
| Category | Details |
|---|---|
| Net Worth | $990,000 |
| Career Earnings | $4,775,150 |
| Average Annual Salary (APY) | $682,164 |
| Total Guarantees | $1,964,004 |
| Largest Cash Payment | $1,210,000 (2020) |
Despite raking in millions during his playing days, Pharoh Cooper’s net worth is only around $990,000, however. This sobering number prompts us to consider critical questions regarding contracts, money, and the life of a professional athlete.
Pharoh Cooper Overview
Pharoh Cooper’s road to the N.F.L. was not a standard one. Let’s begin by discussing his early life and career highlights.
Early Life and NFL Beginnings
Pharoh Cooper: Born: March 7, 1995, in Havelock, North Carolina. Cooper demonstrated remarkable talent from a young age in the sport of football. He played college football as a wide receiver and return specialist at the University of South Carolina. NFL scouts noticed him quickly for his explosive speed and penchant for making big plays.
Cooper declared for the 2016 NFL Draft and was selected by the Los Angeles Rams in the fourth round with the 117th overall pick. Thus began his professional football career. As a mid-round draftee, he had demonstrated this immediately with special teams impact.
Career Highlights
There were some highlight moments in Pharoh Cooper’s NFL career. His best season was 2017 when he was selected as a First-Team All-Pro as a return specialist. At this time, Cooper was famed for his capacity to flip field placement on punts and kickoffs, and he was hailed as one of the league’s best returners.
While his statistics during his time as a wide receiver didn’t exactly scream superstar, his special teams contributions were hard to match. Cooper had stints with the Rams, Arizona Cardinals, Carolina Panthers, Jacksonville Jaguars and New York Giants.
NFL Contracts of Pharoh Cooper
To get an insight into Pharoh Cooper net worth, it’s important to dissect his contracts through his NFL journey.
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Breaking Down His Contracts
Pharoh Cooper played for a number of clubs in his NFL career. Here’s a closer look at the figures:
- Los Angeles Rams (2016–2018):
- Rookie Contract: $2,890,004 (4 years)
- Guaranteed Amount: $564,004
- Arizona Cardinals (2018–2019)
- A one-year deal with minimal guaranteed money.
- Carolina Panthers (2019-2020)
- One-year, $1,210,000 contract (biggest cash payout of his career)
- Jacksonville Jaguars (2020):
- Short period on a small contract
- New York Giants (2021):
- One-year contract worth $920,000.
Those contracts helped lead to $4,775,150 in total earnings over his career. That said, only a portion of those earnings were guaranteed, and taxes, agent fees and other expenses took a big bite out of his take-home income.
Earnings by Team
Here’s how the money breaks down for Pharoh Cooper by team:
| Team | Contract Value | Guaranteed Amount |
| Los Angeles Rams | $2,890,004 | $564,004 |
| Arizona Cardinals | ~$500,000 | None |
| Carolina Panthers | $1,210,000 | $650,000 |
| Jacksonville Jaguars | ~$175,000 | None |
| New York Giants | $920,000 | None |
Each looked at how they were evenly spread out between them, with the Rams and Panthers paying the biggest dividends.
Pharoh Cooper Complete Wealth
How Much Pharoah Cooper is Worth Today?
Pharoh Cooper’s wealth is reported to be $990,000 as of 2025. Though that might sound a ton of money for most people, it’s relatively less than other NFL players who have registered those total earnings over their careers.
For perspective, the majority of NFL players who’ve made $4–5 million or so over their playing careers typically wind up with net worths of $2–3 million post-football. So why is Cooper’s net worth less? The answer rests with financial decisions, contract structures and the challenges of retaining wealth.
Career Earnings Overview
Pharoh Cooper’s career earnings of $4,775,150 over his time in the NFL should be much higher, making him an obvious candidate for this list, but there are a few different reasons Cooper can blame for his financial plight:
- Bonuses and Incentives: Many of his contracts included bonuses tied to performance, which weren’t always met.
- Taxes and Agent Fees: A chunk of earnings went to federal and state taxes and agent commission fees (usually 3–5% of your total earnings).
- Their Monthly Expenses: more than one would ever expect to maintain an NFL lifestyle where the traveling and living expenses usually eat away significant savings or payments.
Finances—Section 4: Making Financial Choices and Facing Challenges
Terminations of Contracts’ Impacts
Among the major issues Pharoh Cooper dealt with were contract cancellations. Outside of baseball, non-guaranteed contracts are prevalent in the NFL, where money can be pulled from players in the blink of an eye. For Cooper, the opportunity to be waived or released mid-season is an opportunity for found money.
Move into Free Agency and Retirement
Cooper was used to short-term deals that provided weak financial fragments of security when he transitioned to free agency. He retired from the NFL in December 2022, closing the chapter on his playing career. Retirement presented new challenges, like learning how to live without an N.F.L. paycheck.
Post-NFL Life
Life After Football
Pharoh Cooper has kept a rather low profile since retiring. As some former players enter broadcasting or coaching, Cooper’s current activities aren’t widely known. He may even be concentrating on personal interests, or family life.
Read all the financial lessons from his career
Pharoh Cooper’s financial path has some important lessons for other athletes hoping to make it pro.
- Save and Invest Early: NFL players’ careers are typically all-too-brief, making it all the more vital to save and invest early.
- Familiarity With Contract Terms: Players who are aware of the difference could avoid some mistakes.
- Explore Side Ventures: After leaving the NFL, many players engage in endorsement deals or business endeavors that can add to their wealth.
Pharoh Cooper’s Net Worth FAQs
Below are answers to some frequently asked questions over Pharoh Cooper’s finances:
Pharoh Cooper net worth in 2023: How did Pharoh Cooper make his money?
The bulk of his earnings came from NFL contracts and performance incentives.
What were his biggest contracts?
His Ram rookie contract and one-year deal with the Panthers were the most lucrative.
What explains his relatively low net worth as compared to other NFL stars?
His overall wealth accumulation was restricted by non-guaranteed contracts, hefty costs, and short-term arrangements.
Conclusion
The financial saga of Pharoh Cooper is a cautionary tale for many NFL players. His net worth today serves as a reminder of the importance of financial planning and smart decision-making, despite having made millions throughout his career. Whether you’re an athlete, or just a regular person trying to avoid an expensive funeral or a foreclosure, there’s plenty you can learn from Cooper’s story.
Do you agree with Pharoh Cooper’s financial journey? Let us know what you think in the comments.
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